/* MoneyDesk — static build (no Node.js needed on the server) */
:root{
  --navy:#0E1A3A; --navy-2:#16244C; --navy-3:#21315F; --navy-text:#B8C3E0;
  --bg:#F3F5FA; --card:#FFFFFF; --border:#E5E9F2; --line:#EEF1F7;
  --text:#101828; --muted:#5E6B85; --muted-2:#98A2B8;
  --green:#15994A; --green-bg:#E7F6ED;
  --red:#D92D20; --red-bg:#FDEDEB;
  --blue:#2459E0; --blue-bg:#EAF0FE;
  --purple:#6E3FE0; --purple-bg:#F0EAFD;
  --amber:#C77A0A; --amber-bg:#FDF3E1;
  --accent:var(--blue); --accent-bg:var(--blue-bg);
  --r-lg:20px; --r-md:14px; --r-sm:10px;
  --shadow:0 1px 2px rgba(16,24,40,.04),0 6px 20px -8px rgba(16,24,40,.10);
  --shadow-pop:0 20px 50px -12px rgba(14,26,58,.35);
  --font:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
}
body.biz{--accent:var(--purple);--accent-bg:var(--purple-bg)}
*{box-sizing:border-box}
html,body{margin:0;min-height:100%}
body{font-family:var(--font);background:var(--bg);color:var(--text);font-size:14px;line-height:1.5;-webkit-font-smoothing:antialiased;font-feature-settings:"tnum" 1}
body.modal-open{overflow:hidden}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer}
a{color:inherit;text-decoration:none}
h1,h2,h3{margin:0;letter-spacing:-.01em}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:6px}
.ico{flex-shrink:0;display:block}
.muted{color:var(--muted-2)}
[hidden]{display:none!important}

/* ---------- Layout ---------- */
.app{display:flex;min-height:100vh}
.sidebar{width:264px;background:var(--navy);color:var(--navy-text);position:fixed;top:0;bottom:0;left:0;display:flex;flex-direction:column;padding:20px 14px 16px;z-index:50;transition:transform .25s ease}
.main{flex:1;margin-left:264px;min-width:0;display:flex;flex-direction:column}
.topbar{position:sticky;top:0;z-index:30;background:rgba(243,245,250,.88);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);display:flex;align-items:center;gap:14px;padding:20px 36px 16px}
.content{padding:6px 36px 56px;width:100%;max-width:1440px}
.backdrop{display:none}

/* ---------- Sidebar ---------- */
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:16px;padding:2px 8px 18px}
.brand-mark{width:30px;height:30px;border-radius:9px;background:linear-gradient(140deg,#3B82F6,#7C3AED);display:grid;place-items:center;color:#fff}
.ws-wrap{position:relative;margin-bottom:22px}
.ws-btn{width:100%;display:flex;align-items:center;gap:11px;background:var(--navy-2);border:1px solid var(--navy-3);border-radius:var(--r-md);padding:10px 12px;color:#fff;text-align:left;transition:background .15s}
.ws-btn:hover{background:var(--navy-3)}
.ws-meta{flex:1;min-width:0;display:flex;flex-direction:column}
.ws-meta b{font-size:14px;font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ws-meta small{font-size:12px;color:var(--navy-text)}
.ws-avatar{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;font-weight:800;font-size:14px;color:#fff;flex-shrink:0}
.ws-avatar.personal{background:linear-gradient(140deg,#2563EB,#38BDF8)}
.ws-avatar.business{background:linear-gradient(140deg,#6D28D9,#C026D3)}
.ws-avatar.sm{width:26px;height:26px;border-radius:8px;font-size:12px}
.ws-menu{position:absolute;left:0;right:0;top:calc(100% + 8px);background:#fff;color:var(--text);border-radius:var(--r-md);box-shadow:var(--shadow-pop);padding:6px;z-index:60;max-height:70vh;overflow:auto}
.ws-group{font-size:12px;font-weight:600;color:var(--muted-2);padding:8px 10px 4px}
.ws-item{width:100%;display:flex;align-items:center;gap:10px;background:none;border:0;border-radius:10px;padding:8px 10px;text-align:left;font-weight:600}
.ws-item span:not(.ws-avatar){flex:1}
.ws-item:hover{background:var(--bg)}
.ws-item.current{color:var(--accent)}
.ws-item.add{color:var(--purple)}
.ws-sep{height:1px;background:var(--line);margin:6px 4px}
.ws-empty{font-size:13px;color:var(--muted-2);padding:4px 10px 8px}
.nav-label{font-size:12px;font-weight:600;color:#6B79A3;padding:0 10px 8px}
.nav{display:flex;flex-direction:column;gap:2px}
.nav-item{display:flex;align-items:center;gap:12px;padding:10px 12px;border-radius:11px;font-weight:600;color:var(--navy-text);transition:background .15s,color .15s}
.nav-item:hover{background:var(--navy-2);color:#fff}
.nav-item.active{background:#fff;color:var(--navy)}
.nav-item.active .ico{color:var(--accent)}
.side-foot{margin-top:auto;padding-top:16px}
.side-note{display:flex;gap:10px;font-size:12px;line-height:1.45;color:#8592B8;background:var(--navy-2);border-radius:var(--r-md);padding:12px}
.side-note .ico{color:#5EE29A;margin-top:1px}

/* ---------- Topbar ---------- */
.tb-title{flex:1;min-width:0}
.tb-title h1{font-size:24px;font-weight:800}
.tb-title p{margin:2px 0 0;color:var(--muted);font-size:14px}
.tb-right{display:flex;align-items:center;gap:10px}
.date-chip{display:flex;align-items:center;gap:8px;color:var(--muted);font-weight:600;font-size:13px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:8px 14px}
.icon-btn.menu-btn,.ws-pill{display:none}
.ws-pill{align-items:center;gap:6px;border:1px solid var(--border);background:#fff;border-radius:999px;padding:6px 10px 6px 6px;font-weight:700;font-size:13px;max-width:46vw}
.ws-pill span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid transparent;border-radius:12px;padding:10px 16px;font-weight:700;font-size:14px;white-space:nowrap;transition:background .15s,box-shadow .15s,transform .05s}
.btn:active{transform:translateY(1px)}
.btn.primary{background:var(--accent);color:#fff;box-shadow:0 6px 16px -6px var(--accent)}
.btn.primary:hover{filter:brightness(1.07)}
.btn.lg{padding:13px 22px;font-size:15px;border-radius:14px}
.btn.ghost{background:#fff;border-color:var(--border);color:var(--text)}
.btn.ghost:hover{background:var(--bg)}
.btn.soft{background:var(--accent-bg);color:var(--accent)}
.btn.soft:hover{filter:brightness(.97)}
.btn.danger{background:var(--red);color:#fff}
.btn.danger-soft{background:var(--red-bg);color:var(--red)}
.btn.sm{padding:7px 12px;font-size:13px;border-radius:10px}
.btn:disabled{opacity:.6;cursor:wait}
.icon-btn{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:11px;border:1px solid var(--border);background:#fff;color:var(--muted)}
.icon-btn:hover{background:var(--bg);color:var(--text)}
.icon-btn.sm{width:32px;height:32px;border-radius:9px;border-color:transparent;background:transparent}
.icon-btn.sm:hover{background:var(--bg)}
.icon-btn.danger:hover{background:var(--red-bg);color:var(--red)}
.link-btn{border:0;background:none;padding:0;color:var(--accent);font-weight:700;display:inline-flex;align-items:center;gap:4px;font-size:inherit}
.row-actions{display:flex;gap:2px;justify-content:flex-end}

/* ---------- Grid & cards ---------- */
.grid{display:grid;gap:20px;margin-bottom:20px}
.stats{grid-template-columns:repeat(4,minmax(0,1fr))}
.stats.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.g-2-1{grid-template-columns:minmax(0,2fr) minmax(0,1fr)}
.g-1-1{grid-template-columns:repeat(2,minmax(0,1fr))}
.g-cards{grid-template-columns:repeat(auto-fill,minmax(290px,1fr))}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow);padding:22px;min-width:0}
.card.p0{padding:0;overflow:hidden}
.card-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:18px}
.card.p0 .card-head{padding:20px 22px 0;margin-bottom:14px}
.card-head h3{font-size:16px;font-weight:700}
.card-head p{margin:2px 0 0;color:var(--muted);font-size:13px}
.section-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:28px 0 14px}
.section-head:first-child{margin-top:4px}
.section-head h2{font-size:17px;font-weight:700}
.section-head p{margin:2px 0 0;color:var(--muted);font-size:13px}
.page-actions{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:20px}
.page-actions p{margin:0;color:var(--muted)}

/* Stat card */
.stat{display:flex;flex-direction:column;gap:6px}
.stat-top{display:flex;justify-content:space-between;align-items:center}
.stat-label{color:var(--muted);font-weight:600;font-size:13px}
.stat-ico{width:38px;height:38px;border-radius:12px;display:grid;place-items:center}
.stat-value{font-size:26px;font-weight:800;letter-spacing:-.02em;margin-top:2px;white-space:nowrap}
.stat-value.pos{color:var(--green)} .stat-value.neg{color:var(--red)}
.stat-foot{display:flex;align-items:center;gap:6px;flex-wrap:wrap;font-size:12.5px;color:var(--muted)}
.chg{display:inline-flex;align-items:center;gap:3px;font-weight:700;border-radius:999px;padding:2px 8px 2px 6px}
.chg.pos{color:var(--green);background:var(--green-bg)}
.chg.neg{color:var(--red);background:var(--red-bg)}
.chg.neutral{color:var(--muted);background:var(--bg)}
.stat.hero{background:var(--navy);border-color:var(--navy);color:#fff;position:relative;overflow:hidden}
.stat.hero::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(110,63,224,.55),transparent 70%)}
.stat.hero .stat-label,.stat.hero .stat-foot{color:#AEB9D8}
.stat.hero .stat-ico{background:rgba(255,255,255,.1);color:#fff}
.stat.hero .chg.pos{background:rgba(94,226,154,.15);color:#7CEBB0}
.stat.hero .chg.neg{background:rgba(255,120,110,.15);color:#FF9C93}
.tone-green{background:var(--green-bg);color:var(--green)}
.tone-red{background:var(--red-bg);color:var(--red)}
.tone-blue{background:var(--blue-bg);color:var(--blue)}
.tone-purple{background:var(--purple-bg);color:var(--purple)}
.tone-amber{background:var(--amber-bg);color:var(--amber)}
.pos{color:var(--green)} .neg{color:var(--red)}

/* Charts */
.chart-wrap{position:relative;width:100%}
.h-300{height:300px} .h-260{height:260px} .h-210{height:210px}
.chart-empty{display:grid;place-items:center;text-align:center;color:var(--muted-2);font-size:13px;height:100%;min-height:160px;border:1px dashed var(--border);border-radius:var(--r-md)}
.legend{display:flex;flex-direction:column;gap:9px;margin-top:18px}
.legend-row{display:flex;align-items:center;gap:10px;font-size:13px}
.legend-row i{width:10px;height:10px;border-radius:3px;flex-shrink:0}
.legend-row span{flex:1;color:var(--muted);font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.legend-row b{font-weight:700}
.legend-row em{font-style:normal;color:var(--muted-2);width:40px;text-align:right}

/* Pills */
.pill{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;background:var(--bg);border-radius:999px;padding:4px 10px 4px 8px;white-space:nowrap}
.pill i{width:8px;height:8px;border-radius:50%}

/* ---------- Tables ---------- */
.table-wrap{overflow-x:auto}
.tbl{width:100%;border-collapse:collapse}
.tbl th{text-align:left;font-size:12.5px;color:var(--muted);font-weight:600;padding:11px 16px;background:#F8FAFD;border-top:1px solid var(--line);border-bottom:1px solid var(--line);white-space:nowrap}
.tbl td{padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:middle}
.tbl tr:last-child td{border-bottom:0}
.tbl tbody tr:hover{background:#FAFBFE}
.tbl .c-amt,.tbl th.r{text-align:right;white-space:nowrap}
.tbl .c-date{white-space:nowrap;color:var(--muted)}
.tbl .c-acc,.tbl .c-payee{color:var(--muted);white-space:nowrap;max-width:160px;overflow:hidden;text-overflow:ellipsis}
.tbl.full th,.tbl.full td{padding-left:12px;padding-right:12px}
.tbl.full .rt-text b{max-width:210px}
@media (min-width:761px){.tbl.full .tx-ico{display:none}}
.tbl th:first-child,.tbl td:first-child{padding-left:22px}
.tbl th:last-child,.tbl td:last-child{padding-right:22px}
.tbl .c-act{width:1%}
.amt{font-weight:700;white-space:nowrap}
.amt.pos{color:var(--green)} .amt.neg{color:var(--red)}
.row-title{display:flex;align-items:center;gap:12px;min-width:0}
.rt-text{display:flex;flex-direction:column;min-width:0}
.rt-text b{font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:240px}
.m-sub{display:none;font-size:12.5px;color:var(--muted);gap:4px 10px;flex-wrap:wrap}
.tx-ico{width:34px;height:34px;border-radius:11px;display:grid;place-items:center;flex-shrink:0}
.tx-ico.in{background:var(--green-bg);color:var(--green)}
.tx-ico.out{background:var(--red-bg);color:var(--red)}
.tx-ico.cat{background:color-mix(in srgb,var(--c) 14%,#fff);color:var(--c)}
.receipt-btn{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--border);background:#fff;border-radius:9px;padding:5px 9px;font-size:12.5px;font-weight:700;color:var(--accent)}
.receipt-btn:hover{background:var(--accent-bg)}
.tbl-foot{display:flex;justify-content:space-between;gap:12px;padding:14px 22px;border-top:1px solid var(--line);color:var(--muted);font-size:13px;flex-wrap:wrap}
.tbl-foot b{color:var(--text)}

/* Empty state */
.empty{text-align:center;padding:44px 20px;color:var(--muted)}
.empty .e-ico{width:52px;height:52px;border-radius:16px;margin:0 auto 12px;display:grid;place-items:center;background:var(--accent-bg);color:var(--accent)}
.empty h4{margin:0 0 4px;color:var(--text);font-size:15px}
.empty p{margin:0 0 16px;font-size:13.5px}

/* ---------- Filters ---------- */
.filter-bar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;padding:18px 22px}
.search{position:relative;flex:1 1 240px;min-width:200px}
.search .ico{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted-2)}
.search input[type=search]{padding-left:38px}
.filter-bar select,.filter-bar input[type=date]{flex:0 1 auto;width:auto;min-width:150px}
.date-range{display:flex;align-items:center;gap:6px;color:var(--muted)}
.date-range input{min-width:140px}
.filter-bar .clear{margin-left:auto}
.period-bar{display:flex;flex-wrap:wrap;gap:10px 16px;align-items:center;margin-bottom:20px}
.chips{display:flex;gap:6px;flex-wrap:wrap}
.chip{border:1px solid var(--border);background:#fff;border-radius:999px;padding:7px 14px;font-weight:600;font-size:13px;color:var(--muted);white-space:nowrap}
.chip:hover{color:var(--text)}
.chip.active{background:var(--navy);border-color:var(--navy);color:#fff}
.custom-range{display:flex;align-items:center;gap:8px;color:var(--muted)}
.custom-range input{width:auto}
.tabs{display:flex;gap:4px;background:#E9EDF5;border-radius:14px;padding:4px;margin-bottom:18px;width:max-content;max-width:100%;overflow-x:auto}
.tab{border:0;background:none;border-radius:10px;padding:9px 16px;font-weight:700;color:var(--muted);white-space:nowrap}
.tab.active{background:#fff;color:var(--text);box-shadow:0 1px 3px rgba(16,24,40,.08)}

/* ---------- Inputs ---------- */
input[type=text],input[type=number],input[type=date],input[type=search],select,textarea{width:100%;border:1px solid var(--border);background:#fff;border-radius:11px;padding:10px 12px;font-size:14px;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-bg)}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%235E6B85' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center;padding-right:34px}
textarea{resize:vertical}

/* ---------- Budgets ---------- */
.budget{padding:14px 0;border-bottom:1px solid var(--line)}
.budget:first-child{padding-top:0}
.budget:last-child{border-bottom:0;padding-bottom:0}
.budget-top,.budget-bot{display:flex;justify-content:space-between;align-items:center;gap:10px}
.budget-bot{margin-top:8px;font-size:13px;color:var(--muted)}
.budget-bot em{font-style:normal;color:var(--muted-2)}
.budget-bot > span:first-child{color:var(--text);font-weight:700}
.b-name{display:flex;align-items:center;gap:8px;font-weight:700}
.b-name i{width:9px;height:9px;border-radius:3px}
.b-pct{font-weight:800;font-size:13px}
.t-green{color:var(--green)} .t-amber{color:var(--amber)} .t-red{color:var(--red)}
.bar{height:8px;border-radius:99px;background:#EDF0F6;overflow:hidden;margin-top:8px}
.bar.thin{height:6px}
.bar-fill{display:block;height:100%;border-radius:99px;transition:width .5s ease}
.bar-fill.green{background:var(--green)} .bar-fill.amber{background:#F0A01A} .bar-fill.red{background:var(--red)} .bar-fill.blue{background:var(--blue)} .bar-fill.purple{background:var(--purple)}

.budget-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:0 36px}
.budget-grid .budget{padding:14px 0!important;border-bottom:0;border-top:1px solid var(--line)}
.more-row{display:flex;justify-content:center;padding:14px;border-top:1px solid var(--line)}
/* Top categories */
.topcat{display:flex;flex-direction:column;gap:16px}
.topcat-row .tc-top{display:flex;align-items:center;gap:10px}
.topcat-row .tc-name{flex:1;font-weight:700;display:flex;align-items:center;gap:8px}
.topcat-row .tc-name i{width:9px;height:9px;border-radius:3px}
.topcat-row .tc-amt{font-weight:700}
.topcat-row .tc-pct{color:var(--muted-2);width:40px;text-align:right;font-weight:700}

/* ---------- Accounts ---------- */
.acc-card{display:flex;flex-direction:column}
.acc-head{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.acc-ico{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;flex-shrink:0}
.acc-title{flex:1;min-width:0;display:flex;flex-direction:column}
.acc-title b{font-weight:700;font-size:15px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.acc-title small{color:var(--muted);font-size:12.5px}
.acc-label{color:var(--muted);font-size:13px;font-weight:600}
.acc-value{font-size:24px;font-weight:800;letter-spacing:-.02em}
.acc-foot{display:flex;justify-content:space-between;margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:13px;color:var(--muted)}
.acc-foot b{color:var(--text)}

/* Credit cards */
.cc-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(330px,1fr));gap:20px}
.cc-block{display:flex;flex-direction:column}
.cc-face{position:relative;border-radius:20px;padding:20px 22px;color:#fff;aspect-ratio:1.75/1;max-height:210px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 14px 30px -14px rgba(14,26,58,.6);overflow:hidden;z-index:1}
.cc-face::before{content:"";position:absolute;inset:auto -40% -70% auto;width:120%;height:140%;border-radius:50%;background:rgba(255,255,255,.08)}
.cc-row{display:flex;justify-content:space-between;align-items:flex-end;position:relative}
.cc-bank{font-weight:700;font-size:14px;opacity:.9}
.cc-chip{width:40px;height:30px;border-radius:7px;background:linear-gradient(135deg,#F5D88A,#C9A548);position:relative}
.cc-num{font-size:18px;font-weight:700;letter-spacing:.14em;position:relative}
.cc-name{font-weight:700;font-size:15px}
.cc-limit{text-align:right;font-weight:700;font-size:14px}
.cc-limit small{display:block;font-size:11px;opacity:.75;font-weight:600}
.cc-details{margin-top:-18px;padding-top:34px;border-top-left-radius:0;border-top-right-radius:0}
.kv-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px 12px;margin-top:16px}
.kv-grid span,.loan-grid span{display:block;color:var(--muted);font-size:12.5px;font-weight:600}
.kv-grid b,.loan-grid b{font-size:15px;font-weight:800;white-space:nowrap}
.cc-foot{display:flex;justify-content:space-between;align-items:center;margin-top:16px;padding-top:12px;border-top:1px solid var(--line)}
.lp-top{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);font-weight:600}
.lp-top b{color:var(--text)}

/* Loans */
.loan-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(360px,1fr));gap:20px}
.loan-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-bottom:18px}
.loan-foot{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-top:18px;padding-top:14px;border-top:1px solid var(--line)}
.next-pay{display:flex;align-items:center;gap:8px;color:var(--muted);font-size:13px;flex-wrap:wrap}
.next-pay b{color:var(--text)}
.due-chip{background:var(--blue-bg);color:var(--blue);font-weight:700;font-size:12px;border-radius:999px;padding:2px 9px}
.due-chip.urgent{background:var(--red-bg);color:var(--red)}

/* Categories grid */
.cat-card{display:flex;flex-direction:column;gap:10px}
.cat-card .cc-top{display:flex;align-items:center;gap:12px}
.cat-dot{width:40px;height:40px;border-radius:13px;display:grid;place-items:center;flex-shrink:0}
.cat-card .cc-top b{flex:1;font-weight:700;font-size:15px}
.cat-card .cat-amt{font-size:20px;font-weight:800}
.cat-card .cat-meta{display:flex;justify-content:space-between;font-size:12.5px;color:var(--muted)}

/* Settings */
.set-row{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}
.set-row:last-child{border-bottom:0;padding-bottom:0}
.set-row:first-of-type{padding-top:0}
.set-row b{display:block;font-weight:700}
.set-row small{color:var(--muted);font-size:13px}
.set-actions{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.chip-list{display:flex;flex-wrap:wrap;gap:8px}
.cat-chip{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--border);border-radius:999px;padding:4px 4px 4px 10px;font-size:13px;font-weight:600;background:#fff}
.cat-chip i{width:8px;height:8px;border-radius:50%}
.cat-chip button{border:0;background:none;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;color:var(--muted-2)}
.cat-chip button:hover{background:var(--red-bg);color:var(--red)}
.storage-meter{margin-top:8px}

/* ---------- Modal ---------- */
.modal-overlay{position:fixed;inset:0;background:rgba(14,26,58,.45);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;padding:20px;z-index:100;opacity:0;transition:opacity .18s}
.modal-overlay.show{opacity:1}
.modal{background:#fff;border-radius:22px;width:100%;max-width:540px;max-height:calc(100vh - 40px);display:flex;flex-direction:column;box-shadow:var(--shadow-pop);transform:translateY(12px) scale(.98);transition:transform .2s ease}
.modal.wide{max-width:820px}
.modal-overlay.show .modal{transform:none}
.modal > form{display:flex;flex-direction:column;min-height:0;flex:1}
.modal-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:22px 24px 6px}
.modal-head h2{font-size:19px;font-weight:800}
.modal-head p{margin:3px 0 0;color:var(--muted);font-size:13px}
.modal-body{padding:16px 24px;overflow-y:auto}
.modal-foot{display:flex;justify-content:flex-end;gap:10px;padding:16px 24px 22px;border-top:1px solid var(--line)}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.field{grid-column:1/-1;display:flex;flex-direction:column;gap:6px}
.field.half{grid-column:span 1}
.field label{font-weight:700;font-size:13px}
.field .req{color:var(--red);margin-left:2px}
.hint{color:var(--muted);font-size:12px}
.form-error{margin-top:14px;background:var(--red-bg);color:var(--red);border-radius:10px;padding:10px 12px;font-weight:600;font-size:13px}
.input-prefix{position:relative}
.input-prefix span{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700}
.input-prefix input{padding-left:44px;font-weight:700;font-size:16px}
.segmented{display:grid;grid-template-columns:repeat(2,1fr);gap:6px;background:var(--bg);border-radius:13px;padding:4px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg span{display:block;text-align:center;padding:9px;border-radius:10px;font-weight:700;color:var(--muted);cursor:pointer}
.seg input:checked + span{background:#fff;color:var(--text);box-shadow:0 1px 3px rgba(16,24,40,.1)}
.seg-income input:checked + span{color:var(--green)}
.seg-expense input:checked + span{color:var(--red)}
.seg input:focus-visible + span{outline:2px solid var(--accent)}
.dropzone{display:flex;flex-direction:column;align-items:center;gap:4px;border:1.5px dashed #CBD3E3;border-radius:14px;padding:18px;text-align:center;cursor:pointer;color:var(--muted);background:#FAFBFE}
.dropzone:hover,.dropzone.has-file{border-color:var(--accent);background:var(--accent-bg);color:var(--accent)}
.dz-text{font-weight:700;color:var(--text);word-break:break-all}
.dropzone small{font-size:12px}
.check{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;margin-top:6px}
.receipt-view{display:flex;justify-content:center;background:var(--bg);border-radius:14px;padding:10px}
.receipt-view img{max-width:100%;max-height:65vh;border-radius:10px}
.receipt-view iframe{width:100%;height:65vh;border:0;border-radius:10px;background:#fff}
.confirm-msg{color:var(--muted);margin:0}

/* Toast */
#toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%);z-index:200;display:flex;flex-direction:column;gap:8px;align-items:center;pointer-events:none}
.toast{background:var(--navy);color:#fff;border-radius:12px;padding:11px 16px;font-weight:600;font-size:13.5px;box-shadow:var(--shadow-pop);display:flex;align-items:center;gap:10px;animation:toastIn .25s ease;max-width:90vw}
.toast.error{background:var(--red)}
.toast .ico{color:#7CEBB0}
.toast.error .ico{color:#fff}
@keyframes toastIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}

/* Bottom nav (mobile) */
.bottom-nav{display:none}

/* ---------- Responsive ---------- */
@media (max-width:1240px){
  .stats{grid-template-columns:repeat(2,minmax(0,1fr))}
  .g-2-1{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:960px){
  .sidebar{transform:translateX(-100%);box-shadow:none;width:288px}
  body.nav-open .sidebar{transform:none;box-shadow:var(--shadow-pop)}
  body.nav-open .backdrop{display:block;position:fixed;inset:0;background:rgba(14,26,58,.4);z-index:45}
  .main{margin-left:0}
  .topbar{padding:12px 16px;gap:10px}
  .icon-btn.menu-btn{display:inline-grid}
  .ws-pill{display:inline-flex}
  .tb-title h1{font-size:19px}
  .tb-title p{display:none}
  .date-chip,.tb-add{display:none}
  .content{padding:4px 16px 120px}
  .bottom-nav{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--border);padding:6px 6px calc(6px + env(safe-area-inset-bottom,0px));box-shadow:0 -6px 20px -10px rgba(16,24,40,.15)}
  .bn-item{display:flex;flex-direction:column;align-items:center;gap:3px;padding:6px 0;font-size:11px;font-weight:700;color:var(--muted-2);border:0;background:none}
  .bn-item.active{color:var(--accent)}
  .bn-add{justify-self:center;align-self:center;width:54px;height:54px;border-radius:18px;border:0;background:var(--accent);color:#fff;display:grid;place-items:center;margin-top:-26px;box-shadow:0 10px 22px -8px var(--accent)}
  .stats.three{grid-template-columns:repeat(2,minmax(0,1fr))}
  .stats.three > :first-child{grid-column:1/-1}
  .g-1-1{grid-template-columns:minmax(0,1fr)}
  #toast{bottom:96px}
}
@media (max-width:760px){
  .tbl thead{display:none}
  .tbl,.tbl tbody{display:block}
  .tbl tr{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"desc amt" "desc act";align-items:center;gap:2px 10px;padding:12px 16px;border-bottom:1px solid var(--line)}
  .tbl tr:last-child{border-bottom:0}
  .tbl th:first-child,.tbl td:first-child,.tbl th:last-child,.tbl td:last-child{padding:0}
  .tbl td{display:block;padding:0;border:0}
  .tbl .c-date,.tbl .c-cat,.tbl .c-acc,.tbl .c-payee,.tbl .c-receipt{display:none}
  .tbl .c-desc{grid-area:desc}
  .tbl .c-amt{grid-area:amt}
  .tbl .c-act{grid-area:act;width:auto}
  .tbl .extra{display:none}
  .m-sub{display:flex}
  .rt-text b{max-width:none;white-space:normal}
  .card.p0 .card-head{padding:16px 16px 0}
  .tbl-foot{padding:12px 16px}
  .filter-bar{padding:14px 16px}
  .filter-bar select,.filter-bar input[type=date]{flex:1 1 140px;min-width:0}
  .date-range{flex:1 1 100%}
  .date-range input{flex:1;min-width:0}
  .filter-bar .clear{margin-left:0}
}
@media (max-width:560px){
  .grid{gap:12px;margin-bottom:12px}
  .stats,.stats.three{grid-template-columns:repeat(2,minmax(0,1fr))}
  .card{padding:16px;border-radius:18px}
  .stat-value{font-size:19px}
  .stat-ico{width:32px;height:32px;border-radius:10px}
  .stat-foot .chg-note{display:none}
  .stat.hero{grid-column:1/-1}
  .stat.hero .stat-value{font-size:26px}
  .form-grid{grid-template-columns:1fr}
  .field.half{grid-column:1/-1}
  .modal-overlay{align-items:flex-end;padding:0}
  .modal{border-radius:22px 22px 0 0;max-height:92vh}
  .kv-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cc-list,.loan-list{grid-template-columns:minmax(0,1fr)}
  .chips{flex-wrap:nowrap;overflow-x:auto;padding-bottom:4px;margin:0 -16px;padding-left:16px;padding-right:16px;scrollbar-width:none}
  .chips::-webkit-scrollbar{display:none}
  .set-row{flex-direction:column;align-items:flex-start}
  .set-actions{justify-content:flex-start}
  .page-actions .btn.lg{width:100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}